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A pulled hamstring in Lisbon. A cancelled connection in Doha. A passport left in the cab to Heathrow. We cover the small disasters at full cost — and the large ones up to half a million dollars.
Pick a plan, pay, receive the certificate on email — well before your immigration queue.
Direct hospital settlement in 6,000+ network providers across 200+ countries.
Religare, Future Generali, and Bajaj Allianz — IRDAI-licensed, India-based insurers.
Of submitted claims paid in the last twelve months. Audited, not advertised.
Insurance for travel comes in roughly three sizes — a weekender, a holiday, and an expedition. We’ve made one of each, no further sub-tiers.
weekend cover
For a long weekend in Bangkok, or a Tuesday in Dubai. Up to seven days, single trip.
for the proper holiday
For two weeks across Italy with everything booked. Up to thirty days, comprehensive cover.
long-haul & student
For Stanford, Oxford, or the Cambodian border. Annual cover for stays up to one year.
Prices shown are for a single insured traveller, age 18–60, on a 14-day Schengen-zone trip. Family and group rates reduce the per-person cost by 15–25%. Full schedule of benefits is included with every certificate.
Travel insurance is mostly defined by its exclusions. We list those plainly — most disputes happen because nobody read this list before the trip.
Hospital admission, emergency dental, follow-up out-patient visits, and prescription medication arising from a new illness or injury on the trip.
Air ambulance, attendant-doctor escort, and (in the unhappy case) repatriation of remains. Coordinated by a global assistance partner.
Confirmed-cause delay of six hours or more triggers daily allowance; documented illness or compliance refusal triggers cancellation cover up to the booked amount.
Checked-in baggage loss by the airline, common-carrier damage, and (on Tour and Expedition plans) personal-item theft outside the airport.
Emergency travel-document fees at the Indian consulate, plus reasonable local transport costs to reach the consulate.
Third-party injury or property damage you cause abroad — within reason, with sensible exclusions for alcohol and vehicle-related events.
Anything diagnosed or treated in the 24 months before the policy starts, unless declared and individually priced.
Skiing, scuba below 30m, and high-altitude trekking are add-ons. Above 4,500m or beyond 30m of scuba is excluded outright.
Travel-advisory zones at issuance are excluded. Hijack cover applies if the event is the first triggering action of a trip.
Anything planned in advance (dental work, cosmetic surgery, fertility treatment) is excluded.
Insurance is only as good as its claim process. Ours has four steps. The hardest one is the first call, and we route it through a 24-hour multilingual desk.
Median settlement
6 days
from documentation submitted to INR credited, on reimbursement claims of under USD 5,000. Cashless settlements close at the hospital.
Before paying anything yourself, call the assistance number on your certificate. The operator pre-authorises hospital admission, dispatches an ambulance, or files a delay claim on your behalf.
Hospital invoice, police FIR, airline delay certificate — whatever applies. The assistance line tells you exactly what to collect at the moment of the incident.
Email scanned documents to claims@iforexindia.com within thirty days of the trip end. Cashless claims close at the network hospital; reimbursement claims process within ten working days.
Approved claims are credited to your INR account by NEFT. Disputes route to the IRDAI Ombudsman if we and the underwriter can’t resolve — at no cost to you.
iforex is the distributor and your point of contact. The policy itself is written by one of these three Indian insurers, IRDAI-licensed and audited.
Default for Tour and Expedition plans · strong European hospital network.
Default for the Hop · fastest issuance, cashless across South-East Asia.
Used for group and corporate policies · superior North-American network.
Claims-ratio figures are paid claims as a percentage of total claims submitted in FY 2025-26, drawn from each insurer’s public IRDAI filings. We do not select an underwriter on commission — only on which network and price best fits your trip.
Compiled from our phone log. If yours isn’t here, the risk desk is on the line six days a week.
+91 80 4148 0020Pick a plan, pay, receive the certificate by email. Ninety seconds, end to end — often before your taxi to the airport arrives.