One card, eight pockets.
A multi-currency travel card you load before you leave and reload while you’re away — accepted wherever Visa is. Cleaner than cash, cheaper than your bank’s debit card, and never auto-converted at a worse rate.
Shown on every swipe. The same spread we publish in the rate card — no hidden FX margin.
Hold USD, EUR, GBP, JPY, CHF, AUD, SGD, and AED in separate wallets — no auto-conversion.
Five free international withdrawals every month. Fixed ₹150 thereafter.
Activated and loaded, delivered to your door across all Tier-1 metros.
An object, in cross-section.
Turn the card over. Most of what makes it different is on this side — the eight pockets, the fallback rails, the one-call recovery promise.
Magnetic stripe
Legacy fallback for any POS terminal in the world. The card defaults to chip-and-PIN where available, falls back to swipe-and-sign where not.
CVV, not your PIN
The three digits on the back are for online purchases only. Your four-digit PIN is set on activation and never printed anywhere on the card.
Eight pockets
USD, EUR, GBP, JPY, CHF, AUD, SGD, AED — each held as a separate wallet. The card draws from the matching pocket; no auto-conversion at a worse rate.
One number to call
Twenty-four-hour line for blocking, replacement, and emergency cash. Average freeze time on a lost-card report is forty seconds.
On a ₹2 lakh trip, done three ways.
Pretend you’re booking twelve days in Europe. Same itinerary, same merchants, same restaurants. The only thing that changes is how you pay.
The headline
₹12,000.00 saved
vs. spending the same amount on your bank’s ordinary debit card. Enough for three nights in Lisbon.
Costs are illustrative. Assumes 6 POS swipes and 5 ATM withdrawals over the trip, and a 1% INR appreciation against EUR while abroad. Your bank’s actual debit card fees may differ — usually for the worse.
Every fee, on one page.
Eight line items, in plain language. If a number isn’t on this list, we don’t charge it.
All fees inclusive of applicable GST. The card is denominated in eight foreign currencies and settled in INR at order — none of these fees apply to your foreign balance, only to the rupee account that funds it.
Where it works, and where it won’t.
The card runs on the global Visa network — but no card works everywhere. A short honest list of the gaps.
Anywhere the Visa logo appears.
Visa PLUS network. Five free withdrawals per cycle.
Currency conversion handled automatically into the closest pocket.
Four honest exceptions.
Most travel sites will tell you the card works everywhere. It mostly does — but these four cases keep coming up in our customer calls.
- Japan01
Many older shops, vending machines, and rural tickets are cash-only. Carry ¥30,000 in notes alongside the card.
- Germany — small towns02
Cards work in Berlin and Munich, but smaller cafés and beer gardens often refuse Visa. EC-Karte (German debit) culture lingers.
- Cuba, Iran, North Korea, Syria03
Sanctioned regimes. The card will not authorise. Travel insurance also doesn't cover these.
- Religious / cultural sites04
Smaller temple-town offerings, dargah donations, and rural Indian markets typically take cash only — bring some.
Running low half-way through?
Add to any pocket from the iforex app, paying in INR from any Indian bank. Same 0.75% spread, same rate-lock, no markup for the urgency.
Median speed
12 min
from confirmation to balance live on the card, measured across 3,420 reloads in the last quarter.
- 01
Open the app
Sign in with the same number you used to order the card. Your card and balances are already there.
- 02
Pick a pocket
Choose the currency and amount. You see the live rate and 0.75% spread before confirming.
- 03
Confirm and pay
Settle from any Indian bank via UPI or NEFT. The foreign balance is live on the card within 30 minutes.
Eight things people ask before ordering.
Compiled from our phone log. If your question isn’t here, our advisors are on the line six days a week.
+91 80 4148 0020Take it wherever you’re going.
One card. Eight pockets. Activated, loaded, and delivered to your door — usually within twenty-four hours of confirmation.